Your insurance card is an awful lot like a prepaid credit card. Obviously, it does not have any particular cash value to it. And this is definitely a good thing, because some yahoo would probably try to sell it if there were. But when it comes to both your health and your family’s health, your insurance card is sort of the “keys to the kingdom” of health care. Think about how much insurance can save you, when one of your children gets sick. If they develop an infection that requires them to be hospitalized, you may end up having to pay only a tiny amount of money out of a bill in the five digit range.
And consider the possibility of what could happen if your child had a congenital defect. If something is wrong from the very beginning, your insurance could literally save their life. While it is terrible to imagine something like that happening to your baby, don’t you feel a lot better knowing that you can focus on caring for your child, instead of being afraid that you may not be able to afford the treatments they might need? When it comes to the fancy treatments our society seems to be in love with, they all cost a lot of money.
And insurance pays that money, except for your percentage and your copay. While it isn’t exactly the free health care people receive in a lot of countries, at least it’s better than having to pay cash for every medical good and service you receive. And when it comes to your children, do you honestly think you could ever even consider saying no to what they need? Your insurance card is not just the medical equivalent of a prepaid credit card – it is the ticket to a long life for your children. And it’s also a long life in good health.
